Ambrose & Grant Insurance Agency, Inc.

Call us today at (781) 762-2300, or contact us by email.

Ambrose & Grant
1500 Providence Hwy
Suite #24B
Norwood, MA 02062
P/ 781.762.2300
F/ 781.762.5844

M-F: 8:30am-4:30pm

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Independent Insurance Agent

Bundle Up with Ambrose & Grant

It is extremely important to consider combining your home and auto under one company (Commerce or Safety Insurance Co.) in order to obtain maximum savings under the new auto insurance rates.

Because of the complicated rating systems now being used, please call or e-mail our office to receive info on the $$$ you can save. If you presently have auto & home with the same company you are already taking advantage of the maximum discounts!

Ambrose & Grant say "Bundle Up," not only for the winter, but to cut your insurance costs!

Ambrose & Grant Insurance Agency, Inc.

Frequently Asked Questions

Ambrose & Grant welcomes your questions.
Below is a list of our most frequently asked questions. If you have another question, please feel free to e-mail us, or give us a call at 781-762-2300.

For Life, Health, Financial Services and Employee Benefits questions please contact George F. Grant Jr. at 781-762-7522 or ggrant@baystatefinancial.com.

Changes in MA Auto Rates 2008

Personal Property & Casualty Questions

Q
Is it true that if I have my automobile and homeowners insurance with the same company, I will get a better rate?

A
All our companies are very competitive and offer a variety of discounts. Contact us to see which company and discount program is best suited for you.

Q What is a personal umbrella policy, and do I really need one?

A
A personal umbrella policy increases your liability coverage over and above your auto and home liability limits. For example, if you're involved in an accident which is your fault and you are sued for an amount which exceeds your auto bodily injury liability, your personal umbrella could pick up the excess amount less your deductible. The same theory would apply on your home policy liability limits. In short, yes, we do recommend that everyone have a personal umbrella policy. Please contact us for more information.

Q Are all Auto Rates in Massachusetts the same?

A No. Since April 2008, and unlike prior years, Massachusetts now has a managed competitive auto rating system. It is in your best interest to call us for a detailed quote, as every company has different criteria in the rating of autos. Packaging both your autos and home give the ultimate savings combination. Call us and find out which is best for you.

Commerce, for instance, offers the following discounts:

Safety Insurance has similar discounts, the right combinations of which could possibly save you more money.