Business Owner's Policy
It is absolutely mandatory to carry some form of business owners insurance if you are business owner in today's society. A business owner policy (BOP) coverage includes property insurance for buildings and contents owned by the company, as well as liability protection to cover a company's legal responsibility for the harm it may cause to others.
There are two different types of business owners policies. The standard policy provides the basic property and liability coverage needed to protect a small business and can be augmented by optional coverage to provide the protection that a business needs to stay current with the changing environment. The special business owners policy includes the standard policy coverage and much more optional coverage available only by adding an endorsement to the standard policy. The special policy provides a more comprehensive package for the small business.
A business owners insurance policy does not cover professional liability, auto insurance, worker’s compensation or health and disability insurance. Businesses need separate insurance policies to cover professional services, vehicles and their employees' health/disability needs.
To start the process of providing you with the policy that's right for your needs, please use our Quick Contact form below and someone from our experienced team will get right back to you.