New changes in MA Auto Rating April 2008

Call us today at (781) 762-2300, or contact us by email.

Ambrose & Grant
1500 Providence Hwy
Suite #24B
Norwood, MA 02062
P/ 781.762.2300
F/ 781.762.5844

M-F: 8:30am-4:30pm

For the first time in 30 years, personal auto insurance in Massachusetts has entered into a new competitive auto insurance system. That means more choices, more opportunities to save... and maybe a little more confusion.

On April 1, 2008, auto insurers will begin to set their own rates. This system is known as "managed competition." The basic auto policy in Massachusetts is the same, with minimum coverages that are mandated by Massachusetts law. But now insurance companies can also offer a variety of coverages, limits, and deductibles that were previously not available.

Stay Com with Commerce

4% group discount for AAA membership plus enhanced auto policy coverages
Loyalty discount - up to 4% - with 3 or more years uninterrupted coverage with Commerce
5% discount on Auto Premium if we insure Home/Condo/Renters with Commerce or MPIUA
Multi-car discount 5%
Over 65 discount
Anti-theft discount up to 35% on Comprehensive Premium

Insuring both Home/Condo/Renters and your Auto continues to give the best discount availabe: 20%

Group Discount for AAA Members

The Group discount offered to AAA members continues to be effective in lowering premium plus giving added coverages such as:

Additional substitute transportation coverage up to $900.00
Cellular phone replacement up to $200.00
Personal belongings up to $250 if damaged in a collision loss or other than collision loss
Pet injury up to $500
Laptop computer coverages up to $1000
Replacement cost coverage fo car with car purchased less than 500 miles fo 1 yr or 15,000 miles
Death benefit/when wearing seatbelt $5,000/with airbag $10,000