Managed Competition
For the first time in 30 years, personal auto insurance in Massachusetts has entered into a new competitive auto insurance system. That means more choices, more opportunities to save... and maybe a little more confusion.
On April 1, 2008, auto insurers will begin to set their own rates. This system is known as "managed competition." The basic auto policy in Massachusetts is the same, with minimum coverages that are mandated by Massachusetts law. But now insurance companies can also offer a variety of coverages, limits, and deductibles that were previously not available.
Stay Com with Commerce
- 4% group discount for AAA membership plus enhanced auto policy
coverages
- Loyalty discount - up to 4% - with 3 or more years
uninterrupted coverage with Commerce
- 5% discount on Auto Premium if we insure Home/Condo/Renters
with Commerce or MPIUA
- Multi-car discount 5%
- Over 65 discount
- Anti-theft discount up to 35% on Comprehensive Premium
Insuring both Home/Condo/Renters and your Auto continues to give the best discount available: 20%
Group Discount for AAA Members
The Group discount offered to AAA members continues to be effective in lowering premium plus giving added coverages such as:
- Additional substitute transportation coverage up to $900.00
- Cellular phone replacement up to $200.00
- Personal belongings up to $250 if damaged in a collision loss or other than collision loss
- Pet injury up to $500
- Laptop computer coverages up to $1000
- Replacement cost coverage fo car with car purchased less than 500 miles fo 1 yr or 15,000 miles
- Death benefit/when wearing seatbelt $5,000/with airbag $10,000